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AR34 145 W  Why Do We Need to Save Money?

Saving money means keeping some money for later. People do not spend all their money at once. They put some in a bank or a piggy bank. This is called saving. Why do people save money? Sometimes, they want to buy something big, like a bike or a computer. Saving a little each we...

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AR34 149 W  What Is a Bank?

A bank is a place where people keep their money safe. People put money into the bank. This is called a deposit. They can also take money out. That is called a withdrawal. Banks help people save money. Some people open savings accounts. The bank keeps the money and even gives a...

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3

AR34 142 W  How Should We Use Our Allowance?

An allowance is money children get from parents. They might get it every week or month. Some kids get allowance for doing chores like cleaning or helping at home. It is important to use allowance wisely. First, children can save some of it. They can put it in a piggy bank or a...

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AR34 200 W  How Is the Price Decided?

When you go to a store, you see price tags on things. A toy may cost ten dollars, and a book may cost five. But who decides these prices? And why do some things cost more than others? First, prices are set by people who sell the items. They think about how much it costs to mak...

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AR34 161 W  Why Do We Get Money for Work?

People work every day. Some people cook food, some teach students, and some build houses. But why do they get money for their work? When someone works, they help others. A cook makes food for people to eat. A teacher helps children learn. A builder makes homes for families. Th...

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AR34 166 W  Why Are Toys Expensive?

Have you ever wanted a toy but saw that it cost a lot of money? Some toys are very expensive. But why are they so costly? First, toys are made in factories. People use machines and materials like plastic and paint to make them. These things cost money. Also, workers who help m...

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AR34 144 W  What Should We Think About When Buying Thin...

When we go shopping, we see many things we want to buy. But before we buy something, it is smart to think first. What should we think about? First, ask yourself, ¡°Do I really need this?¡± Sometimes, we want something just because it looks fun or new. But we may not really nee...

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AR34 231 W  Where Do We Keep Money?

Money is something we use every day. We use money to buy things like food, toys, and clothes. Because money is important, we must keep it safe. But where can we keep our money? Some people keep their money at home. They may use a wallet, a jar, or a small box. This is easy bec...

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9

AR34 150 W  Why Do We See Advertisements?

We see ads on TV, on the internet, and on the street. But why are there so many ads? Ads tell us about things we can buy. We can see ads for toys, food, or clothes. If something is new, an ad shows it. Then people may want to buy it. Stores and companies use ads to sell thi...

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AR34 167 W  Why Do People Run a Business?

Some people open a store. Some sell food, some sell clothes, and some sell toys. This is called doing business. But why do people do business? People do business to make money. When they sell things, they get money. With this money, they can buy food, clothes, and pay for thei...

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AR34 189 W  How Does a Store Owner Make Money?

A store owner is a person who has a shop. The shop may sell food, toys, or clothes. But how does the store owner make money? First, the owner buys things from a factory or big store. Then, they sell the things for a higher price. For example, they may buy a toy for 5 dollars a...

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AR34 180 W  Why Do Stores Have Sales?

Sometimes we see signs that say ¡°SALE¡± in front of stores. The prices are lower than usual. But why do stores have sales? Stores have sales to get more people to buy things. When the price is low, more people want to buy. For example, if a toy is $10, some people may not buy...

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AR34 171 W  Why Is Giving a Good Thing?

Sometimes, people give money, food, or clothes to others. This is called giving or donating. But why is giving a good thing? Some people do not have enough. They may not have food to eat or warm clothes to wear. When we give, we help them live better. A small gift can make a b...

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AR34 174 W  How Does Online Shopping Work?

Many people shop on the internet. This is called online shopping. But how does it work? First, you go to a website or app. There, you can see pictures of things like toys, clothes, or food. You click on the item you want. You can read about it, see the price, and choose the co...

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AR34 168 W  Where Do Things Come From?

Every day, we use many things. We wear clothes, eat food, and play with toys. But where do these things come from? Many things come from factories. A factory is a big building where people and machines make things. Clothes, shoes, and phones are often made in factories. After ...

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AR34 163 W  How Did Bartering Work?

A long time ago, people did not use money. They used bartering. Bartering means trading things. People gave one thing and got another thing they needed. For example, one person had apples. Another person had eggs. They could trade—apples for eggs. Both people got what th...

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AR34 172 W  What Is the Economy?

We hear the word ¡°economy¡± on TV or at school. But what does it mean? The economy is how people make, use, and share things like food, clothes, and money. It is about how people work and trade. When people buy and sell, they are part of the economy. People work to make mo...

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AR34 148 W  Needs and Wants: What¡¯s the Difference?

We use money to buy many things. But some things are needs, and some are wants. What is the difference? Needs are things we must have to live. We need food, water, clothes, and a home. These help us stay alive and healthy. If we don¡¯t have them, life can be hard. Wants are...

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AR34 164 W  Why Should We Save Money?

Sometimes we get money from our parents or as a gift. We may want to spend it right away. But saving money is also important. Why should we save money? Saving money means keeping it to use later. We save money to buy big things, like a bike, a game, or a gift for someone. If w...

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AR34 158 W  How Did People Live Without Money?

A long time ago, there was no money. But people still needed food, clothes, and tools. So how did they live? People used bartering. This means they traded things. One person gave something and got something else. For example, a farmer with eggs could trade with someone who had...

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AR34 161 W  What Is a Job?

A job is work that people do to make money. Many adults have jobs. They use the money to buy food, clothes, and pay for their home. There are many kinds of jobs. A teacher helps children learn. A doctor helps sick people get better. A farmer grows food. A builder makes houses....

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22

AR34 155 W  What Can We Buy at the Market?

A market is a place where people buy and sell things. Many people go to the market to get what they need. But what can we buy at the market? We can buy food. There are fruits like apples, bananas, and grapes. There are vegetables like carrots, lettuce, and potatoes. Some marke...

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AR34 156 W  Why Is Money Different in Each Country?

People all over the world use money. But not all money looks the same. Why is money different in each country? Each country has its own money. In the USA, people use dollars. In Korea, people use won. In Japan, they use yen. This money is made by each country¡¯s government. ...

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AR34 204 W  Why Are Price Tags Necessary?

Price tags are very important in stores and markets. They show how much something costs. Without price tags, people wouldn¡¯t know how much money they need to pay for an item. When you go to a store, you can easily see the price of things because of the price tag. If you want ...

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AR34 178 W  How Is Money Made?

Money is something we use every day. We use it to buy food, toys, and clothes. But have you ever thought about how money is made? Each country makes its own money. In Korea, the government makes money at a special place called a mint. The mint makes both coins and bills. Coins...

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AR34 160 W  What Is the Difference Between Expensive an...

When we go shopping, we see things with different prices. Some things cost a lot. Some cost a little. These are called expensive and cheap. But what is the difference? Expensive things cost more money. A big bike, a new phone, or gold jewelry can be expensive. These things may...

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AR34 147 W  How Are Taxes Used?

Taxes are money that people pay to the government. But why do we pay taxes, and how are they used? People pay taxes when they buy things or earn money. This money goes to the government. The government then uses the tax money to help everyone in the country. Taxes help buil...

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28

AR34 165 W  What Kind of Money Will We Use in the Futur...

Today, we use coins, bills, and cards to buy things. But what kind of money will we use in the future? In the future, we may use less paper money. Many people already use phones or computers to pay. This is called digital money. We tap or click, and the money moves. It is fast...

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